Orchard Insurance
Orchard insurance protects crops, fields, and extensive fruit gardens from unexpected events like hailstorms, floods, heavy rain, and fire. It gives coverage to an orchard from changing climatic conditions.
Lifecycle Fire and General suggest suitable insurance plans for your nursery plants, buildings and machinery in the orchard from any loss or damage. Orchard insurance offers cover for harvested crops against sudden loss for a specific period after crop harvest action.
Orchards are a beautiful place for kids and communities to play and spend time with nature. In olden times all community gatherings and festivals were celebrated in Orchards.
Knowing the importance of Orchards, Lifecycle Fire and General offer specially curated insurance plans for Orchard owners. People who want to continue their orchard business without a loss should consider an orchard insurance plan.
There are 3,200 registered kiwifruit orchards in New Zealand which employs 2,800 kiwifruit farmers.
New Zealand apple industry focuses on the export market (about 60% of the production) and employs 500 apple growers in New Zealand.
New Zealand’s fresh and processed fruit exports in 2021 totalled $5.9 billion (2020:$5.7b), $1.0b above the previous five-year average of $4.9b (2016 to 2020). The dominant fruit export products were kiwifruit, grape wine, apples and avocados.
Orchard insurance has many benefits.
- Trees grown for commercial harvesting at orchards get insurance coverage.
- Loss of harvesting fruits due to seasonal changes gets coverage.
- Any sudden loss in the orchard due to rain, thunderstorms, fire, or lightning gets coverage.
- The orchard gets coverage from natural disasters like floods and earthquakes.
- Damage to the cold storage due to electricity failure gets coverage.
- The harvested fruits get protection against loss or theft while transporting from one place to another.
- The harvested fruits also get protection for a specific period in case of damage or spoilage.
The orchard insurance offers coverage according to the client’s need, but there are a few exclusions. It does not cover-
- Any loss to a building or working employee at the orchard.
- Any intentionally done act.
- Fire breakout due to public reasons.
- Market price fluctuation of crops.
- Loss caused by any wild animal or viral disease.
- Loss due to the third party at the orchard.
- Loss due to war, terrorism or nuclear product
Lifecycle Fire and General are independent advisors. We offer appropriate coverage plans for commercial and private orchard owners. The insurance plans are flexible and easily get extended.
- We offer the best orchard insurance services in rural areas.
- We have easily accessible points available on call.
- Our advisor team will help you to choose the orchard insurance plan after analysing the risk in this business.
- We offer to pay after purchasing new seedlings and re-seedlings.
- We follow clear and transparent insurance procedures.
Without any wait, protect your fruit orchard by availing an Orchard insurance from Lifecycle Fire and General.